How much does counseling cost may differ according to each individuals therapeutic need. Therapists may choose to provide a sliding scale rate based on your financial situation and need. Please note there are limited time slots available for such sessions.
|50 Minutes / 90 Minutes||$150 / $200||Parenting and Family Counseling|
|50 Minutes / 90 Minutes||$150 / $200||Kids, Tweens, and Teens Counseling|
|50 Minutes / 90 Minutes||$150 / $200||Couples and Marriage Counseling|
|50 Minutes / 90 Minutes||$150 / $200||Counseling for Postpartum Depression|
|50 Minutes / 90 Minutes||$150 / $200||Trauma Counseling|
|50 Minutes / 90 Minutes||$150 / $200||Anxiety Counseling|
|50 Minutes / 90 Minutes||$150 / $200||Depression Counseling|
|50 Minutes / 90 Minutes||$150 / $200||Career Counseling|
|50 Minutes / 90 Minutes||$150 / $200||Divorce Counseling|
|50 Minutes / 90 Minutes||$150 / $200||Various Counseling and Therapy|
|60 Minutes||$250||Therapy Intake & Assessment|
Counseling and therapy sessions are easily accessible through payment using major Health Savings Account (HSA) and Flexible Spending Account (FSA) cards, ensuring a seamless way to cover your fees.
Before you decide on whether to use insurance for counseling and therapy, it’s important to weigh the pros and cons of doing so. Here at NorthStar Counseling & Therapy, we can help you make an informed decision about what this means within the mental health field.
Opting for insurance coverage for mental health services can bears certain implications on your medical record. Here are some critical considerations before committing to an insurance based treatment:
The “Medical Necessity” Requirement of Insurance Carriers:
In order to bill insurance, your treatment must meet the criteria of being “medically necessary,” necessitating the acknowledgment of a mental disorder, which, in turn, leads to receiving a mental health diagnosis.
Mental Health Diagnosis:
For insurance purposes, your therapist is obligated to assign a mental health diagnosis to your health file. This diagnosis becomes a permanent part of your medical records, encompassing session notes, which are accessible by the insurance company.
Implications of a Diagnosis:
A mental health diagnosis can influence various facets of your life, potentially impacting your job prospects in government, military, security clearance, aviation, and other roles necessitating health-related evaluations during employment.
Furthermore, it may result in higher insurance rates or even rejection when applying for individual health, life, or disability insurance.
Insurance’s Impact on Children:
A diagnosis granted to a child can have ramifications for their educational journey, leading to labels throughout their school years and influencing future employment opportunities, especially in fields such as the military, government, or roles demanding healthcare-related background checks.
Additional Reasons for Consideration before using Insurance:
To preserve privacy and control, many people choose not to use insurance for counseling. This is because they are worried about their future privacy, they want to control the number and duration of their sessions, and don’t want a formal mental health diagnosis attached to their profile.
We understand that our fees may not fit into everyone’s budget, so we offer a sliding scale self-pay rate for affordable therapy options. See the chart above for our rates. We are committed to providing top-tier care while safeguarding your confidentiality and privacy. At NorthStar Counseling & Therapy, we are here to support you and help you make the best affordable therapy and decision for your mental health journey.
If you would still like to use insurance to help pay for your counseling and therapy sessions at NorthStar Counseling & Therapy. We have included a helpful guide on how to use your out-of-network insurance plan to your advantage. This will be very helpful in determining what types of therapy does insurance cover.
Why is therapist licensure important for insurance reimbursement? In the state of Texas, therapists must be fully licensed, such as Licensed Professional Counselors (LPCs), to provide clients with the necessary documentation for insurance reimbursement.
Megan Corrieri is a fully licensed and nationally accredited therapist at NorthStar Counseling and Therapy. She can provide you with a superbill. A superbill is a document that summarizes the services you received during your counseling sessions, including the fees and diagnostic codes.
Having a superbill can significantly streamline the insurance reimbursement process. However, it’s important to note that reimbursement is not guaranteed. The extent of reimbursement depends on the specific policies and terms of your insurance plan.
If you are working with an associate clinician or therapist-in-training, they cannot provide you with a super bill due to health insurance coverage guidelines. Instead, they can provide you with a statement of charges that details the services you received and their associated costs. This statement can be used as documentation when seeking reimbursement from your insurance plan, provided it allows for this option.
At NorthStar Counseling & Therapy, we highly recommend that you take the proactive step of reaching out to your insurance provider directly first. This will help you gain a comprehensive understanding of the benefits available for mental health counseling within your specific health insurance plan(s). Here is a useful guide to assist you when contacting your insurance provider:
Regardless of whether NorthStar Counseling & Therapy is considered In-Network or Out-of-Network with your insurance, you can utilize the following steps to determine your coverage when seeking services with us.
When you get in touch with your insurance provider, they may request the name of the practice you plan to visit. You can provide them with either “NorthStar Counseling & Therapy” or “NorthStar Counseling” to ensure they can identify the practice correctly.
If your insurance provider requires the name of a specific provider but you have not yet been scheduled with one, you can ask them to look up your benefits based on the information provided below. In case you encounter any difficulties or require assistance, rest assured that we are here to help. You can reach out to us via email or contact our billing specialist at 1-214-494-0737.
At NorthStar Counseling & Therapy, we prioritize your convenience and peace of mind throughout your insurance inquiry process. Our team is dedicated to ensuring that you have the necessary information to make informed decisions about your counseling services.
When you call your insurance company to inquire about mental health counseling coverage, be prepared to ask the following questions:
It’s also important to record the name of the representative you spoke with and any reference number provided during the conversation. This information will be helpful if you ever need to dispute a claim.
Following this structured approach will help you make informed decisions about whether or not you can use insurance with your mental health care.
Here are some additional tips for talking to your insurance company:
Remember, you have the right to know what your insurance plan covers. Don’t be afraid to ask questions and advocate for yourself. If you have any questions, please don’t hesitate to reach out to us for a free 15 minute consultation.